10 Best Methods of Managing Personal Finance
Come New Year and we all get into the resolution-making mode, deciding to break off bad habits and inculcating savings on a regular basis. Unfortunately what begins on the 1 st of January quickly loses steam and in a couple of months, the resolutions are put on the back-burner as old habits come rushing back. Ask yourself the following questions: Have you ever considered taking a loan against property due to financial shortfalls? Do you regularly miss a payment due dates of electricity bills, mobile bills or credit card payments and end up paying late fees? Do you make impulse purchases only to regret it later? If the answer to the above is yes, then it is necessary to check your financial health. To help you to do this easily, here is a list of effective way to manage personal finance: Analyse your financial relationships: Ask yourself whether it is necessary to have multiple financial relationships for a similar family of products. Make life easy by discarding multi